Availability
Foremost DISTINCTCHOICE^® Home insurance is currently only available in Kentucky and Pennsylvania. Other states will be added, so check back.

Foremost Specialty Homeowners and Dwelling Fire Owner Occupied programs are offered in many, but not all states. Programs and coverages can vary among states. To qualify for coverage, homes must meet state-specific eligibility guidelines.

Please note that coverages and coverage amounts vary by state. All coverages may not be available in all areas. Your Independent Agent will help you determine what program is best suited for your home.

About the coverages described on this site: Your insurance contract is contained only in your policy, not in this Web site. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. We use credit-based insurance scoring in some cases. *Coverage may not be available in all areas.

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